Mr. Krugman, a founder and principal of Marlboro Realty Associates, L.L.C. has over twenty-five years experience in real estate finance and operations. He has a bachelor's degree in accounting and is a Certified Public Accountant.

Prior to founding Marlboro Realty, Mr. Krugman was a founder and principal of Merit Acquisitions, Inc., a real estate investment company.  Merit Acquisitions acquired and managed a real estate portfolio in excess of $125 million dollars.

Before creating Merit Acquisitions Mr. Krugman was the Chief Financial Officer for sixteen years of a national real estate development and investment firm with substantial holdings in multi-family and commercial projects, hotels, and financial institutions. As Chief Financial Officer, he was involved in the acquisition, development, and disposition of assets, as well as debt originations and refinancings totaling in excess of one billion dollars. Mr. Krugman has extensive experience in loan negotiations with a variety of financial institutions including several different offices of the Department of Housing and Urban Development, Freddie Mac and Fannie Mae. He has also set up accounting, internal control and budgeting models that have maximized the value of the assets he managed.

Mr. Krugman has been responsible for the development and operation of thousands of multi-family units and several million square feet of commercial space. He also managed the successful conversion of several large rental apartment communities into condominiums and oversaw the subsequent sale of the units. During his tenure he has also been responsible for financial management of several large construction projects.

Camille Strano

Ms. Strano, a founder and principal of Marlboro Realty Associates, L.L.C. has over fifteen years experience in real estate finance and operations.

Prior to joining Marlboro Realty, Ms. Strano managed the Merit Acquisitions portfolio, providing day-to-day management support for $125 million of multi-family real estate.  Ms. Strano was also involved in the acquisition and disposition of assets as well as debt originations and refinancings.

Ms. Strano's superb project management skills include seven years with a major New York real estate development firm where her duties included systems design and management, and spending two years managing all facets of a start-up furniture and kitchen cabinetry business.